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Buffered Index and Designed Income Offerings for February 9th, 2023

Minimum investment in the below offerings is $25,000

NOTE: Due to volume of incoming investments, accounts must be processed and funded at least 10 days prior to the above date. Funding deadline date is February 3rd, 2023. Rates are only guaranteed through the processing period.

Offering #1: Designed Income February 9th, 2023

  • Coupon Rate = 10.10% Annual Yield (coupon paid quarterly)​
  • Maturity: 36 months
  • Underwritten by Bank of America Finance, LLC

    • Performance tracks DJIA, NASDAQ 100 and S&P 500​

  • Coupon Barrier 25.0% (call for info on this feature)

  • Example of Coupon on a $100,000 investment would pay approximately $2,399 per quarter based on the parameters listed in the below PDF attachment Investment Addendum. Please call for info on this "Dividend-Type" income generating portfolio.  

  • Principal Barrier 50.0% (tracked equity indexes can be down up to 50% and your principal will be returned at the end of the 36 month maturity period. Call for full and complete info on this feature)
  • Execution Date = February 9th, 2023
  • Call Provisions: Issuer Callable after 1 year* (this is a protection feature, call for more info)
  • click PDF button below for full Designed Income presentation 
  • See chart below
Copy of 2-2023 Desgined income wnotes (1).png

Offering #2: Dual-Directional Buffered Index

  • Term: 24 months

  • This portfolio does not participate in dividends

  • Underwritten by Bank of America, LLC

    • Investment tracks the S&P 500 and DJIA​

  • The portfolio is capped at 50.00%, meaning you will capture interest the tracked index returns over the 24 months up to 50.00%. You will receive the full return of the index if it is 50.00%... If the index returns 55.00% (for example) you would receive 50.00% return, as that is the cap rate you are able to earn. This portfolio is "capped" because they offer you downside protection at a pre-determined level, so you are not taking on the full weight of the market, or in this case, an index. (see mechanics of portfolio in the chart below)

  • Offers a "Dual-Directional" buffer of 15.0%

    • What is a "Buffer"? A buffer offers a level of "protection" to your assets. In this case, it is "Dual-Directional". Example, if at the end of 24 months, the portfolio has dropped 18.0%, you would add the buffer of 15.0% and only be down 3.0%. However, the feature gives actually gives a return if the return is between 0% and negative -15.0%. So, if it was down 15.0%, you would actually receive the inverse of that, or positive (+)15.0%, which is a 30% swing! Or, if it was down -10.0%, you would be up 10.0% (a 20% swing). Any negative loss between 0% and 15% would offer you the opposite gain on the positive side, or what we call "dual-directional". ​

    • With a volatile market, people are looking for buffers, or options to get some level of protection on their funds, this can help for a portion of those funds.

  • Execution Date = Febraury 9th, 2023

  • This portfolio has no call provisions

  • Click the PDF button below for the full Dual-Directional presentation

24 Mo - Dual Directional uncapped 2-2023.png

Offering #3: Buffered Index Offering

  • Term: 18 months

  • This portfolio does not participate in dividends

  • Underwritten by Citigroup Global Markets Holding, Inc.

    • Tracks the S&P 500 and the DJIA

  • This portfolio is intended to offer additional "buffers" up to 20.0% of market loss at the end of the 24 month term. Example, your portfolio is down 20% at the end of 24 months, you would have no losses due to market risk. If it was down 24%, you would have only 4% loss due to market risk. It provides a level of protection that a normal portfolio can't do.

  • Cap: 29.00% - this means that over the 24 months, you cannot earn interest above 29.0%. If the return at the end of 24 months is 29.00% or less, you would get the full return, if it returned 32.5%, you would receive 29.00%. Citigroup caps higher potential growth over 29.00% because in order to provide the client with a level of 20% Market Loss Protection, this is necessary.

  • Execution Date = February 9th, 2023

  • Click the PDF button below for the full Buffered Index presentation

Buffered-Index example 18mos 22023.png

Offering #4: Buffered Index Offering

  • Term: 24 months

  • This portfolio does not participate in dividends

  • Underwritten by Citigroup Group Markets Holdings, Inc. 

    • Tracks the S&P 500 and the DJIA

  • This portfolio is intended to offer additional "buffers" up to 100.00% of market loss at the end of the 24 month term. Example, your portfolio is down 30% at the end of 24 months, you would have no losses due to market risk. If it was down 40%, you would also have no loss due to market risk. It provides a level of protection that a normal portfolio can't do.

  • Cap: 22.10% - this means that over the 24 months, you cannot earn interest above 22.10%. If the return at the end of 24 months is 22.10% or less, you would get the full return, if it returned 29.00%, you would receive 22.10%. Citigroup caps higher potential growth over 22.10% because in order to provide the client with a 100% Market Loss Protection, this is necessary.

  • Execution Date = February 9th, 2023

  • Click the PDF button below for the full Buffered Index presentation

100pct Buffered-Index example 24mos w-cap 2-2023.png

If there is any interest in one of the above portfolios, please reach out to our office to set up a strategy meeting. This meeting is about an hour long and we take the time initially, to understand your needs and risk tolerance. (Please click here to our Risk Assessment webpage. The results will feed to us so we are prepared for our initial meeting).

As always, you can simply call our office phone number at: (480) 878-7444, or you can send us an email at: dan@risefg.com.

We look forward to meeting with you and having the opportunity to gain your business.

Sincerely,

 

Dan Anderson

Founder/Registered Investment Advisor

Rise Financial Group
 

Contact us below for more information and to receive a full prospectus by mail or e-mail, or call us at 480-878-7444.

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