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Buffered Index and Designed Income Offerings for May 2025

Minimum investment in the below offerings is $25,000

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NOTE: Due to the volume of incoming investments, accounts must be processed and funded at least 7 days prior to the Execution date of May 16th, 2025.  That puts the funding deadline date as May 13th, 2025, funds must  be in place at that time. If we miss the funding deadline, know that rates are only guaranteed through the processing period as the next month offering may be higher, or lower.

Offering #1: Designed Income May 16th, 2025

  • Coupon Rate = 11.10% Annual Yield (coupon paid quarterly)​
  • Maturity: 36 months

  • Underwritten by Citigroup (CUSIP #17333J2A7)

    • Performance tracks DJIA, NASDAQ 100 and the S&P 500 indicies​

  • Coupon Barrier 25.0% (call for info on this feature)

  • Example of Coupon on a $100,000 investment would pay approximately $2,636 per quarter, ($10,545 annually) based on the parameters listed in the below PDF attachment Investment Addendum. Please call for info on this "Dividend-Type" income generating portfolio. The 11.10% quarterly coupon will be paid, even if the tracked indicies are down up to 25%.  

  • ​Principal Barrier 25.0% (tracked equity indexes, listed above, can literally be down up to 25% and your principal will be returned at the end of the 36 month maturity period. Call for full and complete info on this feature) 
  • Execution Date = May 16th, 2025
  • Call Provisions: Issuer Callable after 1 year* and reviewed quarterly after 1 year (this is a protection feature for the issuer and client, call for more info on this feature)
  • click PDF button below for full Designed Income presentation 
  • Also, See chart below for visual
Designed income wnotes 11.10 5-2025 25-25.png

Offering #2: Designed Income May 16th, 2025

  • Coupon Rate = 8.30% Annual Yield (coupon paid quarterly)​
  • Maturity: 36 months

  • Underwritten by Barclays (CUSIP #06746BM32)

    • Performance tracks DJIA, NASDAQ 100 and the S&P 500 indicies​

  • Coupon Barrier 40.0% (call for info on this feature)

  • Example of Coupon on a $100,000 investment would pay approximately $7,885 per year, paid monthly at the rate of $657.08, based on the parameters listed in the below PDF attachment Investment Addendum. Please call for info on this "Dividend-Type" income generating portfolio. The 8.30% monthly coupon will be paid, even if the tracked indicies are down up to 40%.  

  • ​Principal Barrier 40.0% (tracked equity indexes, listed above, can literally be down up to 40% and your principal will be returned at the end of the 36 month maturity period. Call for full and complete info on this feature) 
  • Execution Date = May 16th, 2025
  • Call Provisions: Issuer Callable after 1 year* and reviewed quarterly after 1 year (this is a protection feature for the issuer and client, call for more info on this feature)
  • click PDF button below for full Designed Income presentation 
  • Also, See chart below for visual

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Designed income wnotes 8.30 5-2025 Mthly 40-40.png

Offering #3: Dual-Directional Buffered Index May 16th, 2025

  • Term: 24 months

  • This portfolio does not participate in dividends

  • Underwritten by JP Morgan (CUSIP #48136DN89)

    • Investment tracks the S&P 500 and DJIA Indices​

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  • Uncapped Growth Potential - meaning you will capture growth of the tracked index returns at 100% of the increase. You will receive the full return of the index, even if it is 41.0%... In addition, it will enhance your gains by an additional 4.0%. Example: If the index returns 30% over the 24 months (for example) you would receive the 31.2% return, (remember, the percentage you can earn is uncapped, so anything at or below, you earn 100% of the gains, plus 4.0%). If the portfolio earned 45.0%, you would be credited 46.8%, because your earning potential was uncapped, and enhanced by 4.0%. This portfolio also offers some level of protection of your assets, see below.

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  • Offers a "Dual-Directional" buffer of 15.0%

    • What is a "Buffer"? A buffer offers a level of "market protection" to your assets. In this portfolio, it is "Dual-Directional". Example, if at the end of 24 months, the portfolio has dropped 17.0%, you would add the buffer (market protection) of 15.0% and only be down 2.0%. However, this "Dual" feature still provides you with a return when the market loss is between 0% and negative -15.0%. Example: if the market was down 15.0% at the end of 24 months, you would actually receive the inverse of that loss, or a positive (+)15.0% return, which is a 30% swing! Or, if the market was down -10.0%, you would be up positive (+) 10.0% (a 20% swing). Any negative loss between 0% and 15% would offer you the opposite gain on the positive side, or what we call "dual-directional". Any market losses beyond 15%, you would then lessen your losses by 15%.  ​

    • With a volatile market, people are looking for buffers, or some type of market protection. These are great options to get some level of protection on your investment, which can help for a portion of your funds.

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  • Execution Date = My 16th, 2025

  • This portfolio has no call provisions

  • Click the PDF button below for the full Dual-Directional presentation

Dual Directional (Dow-SP) UNCAPPED 104P 5-2025 100 Par.png

Offering #4: Dual-Directional Buffered Index May 16th, 2025 

  • Term: 24 months

  • This portfolio does not participate in dividends

  • Underwritten by Goldman Sachs (CUSIP #40058HQ85)

    • Investment tracks a single index, the S&P 500 index​

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  • CAPPED at 21.15%, meaning you will capture unlimited interest of the tracked index up to 21.15% over the 24 months. You will receive the full return of the index if it is 21.15% or less%... If the index returns 15.0% for example, you would earn the entire amount of 15.0%. If the index returns 23.5% (for example) you would receive a 21.15% return, as the percentage you can earn is capped at 21.15% because Goldman Sachs has been providing protection to your investment on the downside of 20%. 

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  • Offers a "Dual-Directional" buffer of 20.0%

    • What is a "Buffer"? A buffer offers a level of "market protection" to your assets. In this portfolio, it is "Dual-Directional". Example, if at the end of 24 months, the portfolio has dropped 22.0%, you would add the buffer (market protection) of 20.0% and only be down 2.0%. However, this "Dual" feature still provides you with a return when the market loss is between 0% and negative -20.0%. Example: if the market was down 20.0% at the end of 24 months, you would actually receive the inverse of that loss, or a positive (+)20.0% return, which is a 40% swing! Or, if the market was down -10.0%, you would be up positive (+) 10.0% (a 20% swing). Any negative loss between 0% and 20% would offer you the opposite gain on the positive side, or what we call "dual-directional". Any market losses beyond 20%, you would then lessen your losses by 20%.  ​

    • With a volatile market, people are looking for buffers, or some type of market protection. These are great options to get some level of protection on your investment, which can help for a portion of your funds.

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  • Execution Date = May 16th, 2025

  • This portfolio has no call provisions, it will run 24 months.

  • Click the PDF button below for the full Dual-Directional presentation

Dual Directional (SP) 21.15 CAP 5-2025 100 Par.png

Offering #5: 100% Buffered Offering May 16th, 2025

  • Term: 18 months

  • This portfolio does not participate in dividends

  • Underwritten by Citigroup (CUSIP #17333JWT3)

    • Tracks the S&P 500 and the DJIA indices

  • This portfolio is intended to offer additional "buffers" (market protection) up to 100.00% of market losses at the end of the 18 month term. Example, your portfolio is down 30% at the end of 18 months, you would have no losses due to market risk and principal investment would be returned. If it was down 40%, you would also have no loss due to market risk. It provides a level of protection that a normal portfolio can't do. People ask, how can Citigroup do this?  You are essentially transferring the market risk to Citigroup for 18 months, and their Investment Managers are investing the funds. Institutional firms don't just bet on the market going up, there are thousands of ways to make big gains in the market even when the market is flat, or negative.

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  • Cap: 14.00% - this means that over the 18 months, you cannot earn interest above 14.00%. If the return at the end of 18 months is 14.00% or less, you would get the full return, if the index returned 17.00%, you would receive 14.00%. Citigroup caps higher potential growth over 14.00% because in order to provide the client with 100% Market Loss Protection, this is necessary.

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  • Execution Date = May 16th, 2025

  • This portfolio has no call provisions, it will run 18 months.

  • Click the PDF button below for the full Buffered Index presentation

100pct Buffered-Index example 24mos w-cap 14.0pct 5-2025.png

If you have any interest in one of the above portfolios, please reach out to our office to set up a strategy meeting. This meeting is about an hour long and we take the time initially, to understand your needs and risk tolerance. (Please click here to our Risk Assessment webpage. The results will feed to us so we are prepared for our initial meeting).

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As always, you can simply call our office phone number at: (480) 878-7444, or you can send us an email at: dan@risefg.com.

We look forward to meeting with you and having the opportunity to gain your business.

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Sincerely,

 

Dan Anderson

Founder/Registered Investment Advisor

Rise Financial Group
 

Contact us below for more information and to receive a full prospectus by mail or e-mail, or call us at 480-878-7444.

Thanks for submitting!

Contact Us: dan@risefg.com

PH: (480) 878-7444

FAX: (480) 409-7244

3303 E Baseline Rd #107  Gilbert, AZ 85234

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