DISCLOSURES

Rise Financial Group

"STROLL" Val Vista Lakes Magazine Ad: Rates are subject to change at any time. Since the Stroll November 2022 issue was published, rates have increased considerably. Below is the updated ad. Please call us at 480-878-7444 for a product package with complete details and full disclosures.  

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Fixed-Interest Disclosure: Rates are based on Company's 10/27/2022 declared interest rate for the multi-year guaranteed, single-premium, deferred fixed annuity. The initial rate guarantee period is 3, 5, or 7 years, which you choose. Initial rate subject to change based on date you viewed the ad.  This is an insurance product and not insured by the FDIC, the NCUSIF, or any other government agency, nor is it guaranteed by, or the obligation of, the financial institution that sells it. All contract guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company. The company rating is AM Best A- and has history of insurance since 1937. 

Designed Income Disclosure - October offering has passed, the November offering has increased to 10.85%: This is a structured investment issued by Citigroup Global Markets, Inc., CUSIP # 17330RZD0. Please note: This is not a private placement, it is an equity-linked security that provides interest that is determined by certain contingencies, including the "coupon barrier", the "principal barrier", a "callable feature" to protect both the issuer and the investor. The full Investment Proposal and Contract is available in PDF format. Please call our office to go over this in detail. I have provided a self-help illustration to help explain below.

 

  • Coupon Rate = 10.85% Annual Yield (coupon paid quarterly)​

  • Maturity: 36 months

  • Underwritten by Bank of America Finance, LLC

    • Performance tracks DJIA, NASDAQ 100 and S&P 500​

  • Coupon Barrier 30.0% (call for info on this feature)

  • Example of Coupon on a $100,000 investment would pay approximately $2,577 per quarter based on the parameters listed in the below PDF attachment Investment Addendum. Please call for info on this "Dividend-Type" income generating portfolio.  

  • ​Principal Barrier 50.0% (tracked equity indexes can be down up to 50% and your principal will be returned at the end of the 36 month maturity period. Call for full and complete info on this feature)

  • Execution Date = November 30th, 2022

  • Call Provisions: Issuer Callable after 1 year* (this is a protection feature, call for more info)

  • click PDF button below for full Designed Income addendum 

  • See chart below

Principal Protected, Buffered Index Porfolio: This is a structured investment issued by Citigroup Global Markets, Inc., CUSIP # 17330RZD0. Please note: This is not a private placement, it is an equity-linked security that provides interest that is determined by certain contingencies, including the "coupon barrier", the "principal barrier", a "callable feature" to protect both the issuer and the investor. The full Investment Proposal and Contract is available in PDF format. Please call our office to go over this in detail. I have provided a self-help illustration to help explain below.

 

  • Term: 24 months

  • This portfolio does not participate in dividends

  • Underwritten by The Goldman Sachs & Co, LLC 

    • Tracks the S&P 500 and the DJIA

  • This portfolio is intended to offer additional "buffers" 100% of market loss at the end of the 24 month term. Example, your portfolio is down 30.0% at the end of 24 months, you would have no loss due to market risk. If it was down 32%, you would have no loss due to market risk. It provides a level of protection that a normal portfolio can't do.

  • Cap: 26.85% - this means that over the 24 months, you cannot earn interest above 26.85%. If the return at the end of 24 months is 26.85%, you would get the full return, if it was 14.25%, you would get the full return, however, if it returned 34.0%, you would only get 26.85%. Goldman Sachs & Co caps higher potential growth over 26.85% because in order to provide the the client with Principal Protection, or No Losses due to market risk, this is  necessary.

  • Execution Date = November 23rd, 2022

  • Click the PDF button below for the full Principal Protected, Buffered Index presentation

Social Security Disclosures: Neither Daniel Anderson, nor Rise Financial Group are associated with, endorsed or employed by the Social Security Administration or any Government agency.