MORTGAGE LIFE INSURANCE

Have you made the step to protect your family in the event of an economic hardship in your household?

A home is often one of the largest investments a family will ever make. Mortgage life insurance can help protect your clients' loved ones and family home in the event of an economic hardship caused by death, disability, or unemployment.

A mortgage life insurance policy helps guarantee a tax-free benefit to your beneficiaries that can be used to help with mortgage payments or other financial responsibilities in the event of the policyholder’s death.

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The Mortgage Protection companies we work with, offer several series of mortgage life insurance products and optional benefits and riders, that may help you with:

  • Pay off the mortgage in the event of death 
     

  • Receive up to 100% of the base premiums at the end of the Cash Back Option period
     

  • Make the mortgage payment during a disability 
     

  • Pay a lump sum if diagnosed with a qualifying illness 
     

  • Protect your valuable coverage if you become involuntarily unemployed or totally disabled

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1 - If the Enhanced Surrender Value Benefit (Cash Back Option benefit) is in effect at the end of the Enhanced Surrender Value Period, the surrender value of the policy will equal up to 100% of the total amount of premiums paid for the base policy, not including any premiums paid for riders.

2 - Riders not available in all states