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MULTI-YEAR GUARANTEED ANNUTIES:  Predictable Growth for Retirement

Know your interest rate. Understand your options. Make informed retirement decisions, safely.
Fixed-rate period
The contract guarantees* a stated interest rate for its specified term.
No direct market exposure
Interest is not tied to stock-market performance.
Can provide liquidity
Access of interest, or up to 50% of balance, depending on account type.
Insurance-company guarantee
Access of interest, or up to 50% of balance, depending on account type.
Available for any age!
Available as a tax-deferred, or not tax-deferred, depending on your tax strategy.

As retirement approaches, many people want to know how a portion of their savings can grow without being exposed to the daily ups and downs of the stock market.

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A Multi-Year Guaranteed Annuity (MYGA) is a type of fixed annuity issued by an insurance company*. It offers a contractually guaranteed interest rate for a specified period, allowing you to plan around a known rate of growth.

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Depending on your financial situation, a MYGA may be worth considering alongside other options, such as bank CDs, Treasury securities, or a diversified investment portfolio.

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At Rise Financial Group, our goal is not to recommend a product simply because it offers an attractive interest rate. We help you understand the benefits, limitations, and trade-offs so you can determine whether a MYGA makes sense for your retirement goals.

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Explore the basics below, review available rates, and learn what to consider before committing your money to a multi-year contract.

*Guarantees are based on the claims-paying ability of the issuing insurance company.

CURRENT FIXED RATES BY YEAR BELOW
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Contact Us: dan@risefg.com

PH: (480) 878-7444

FAX: (480) 409-7244

3303 E Baseline Rd #107  Gilbert, AZ 85234

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©2026 by Rise Financial Group

Disclosure: All written content on this site is for information purposes only. Opinions expressed herein are solely those of Rise Financial Group and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or  completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Insurance and Advisory services are offered by Rise Financial Group a Registered Investment Advisor in the States of Arizona, Minnesota, North Dakota, or where otherwise legally permitted.  The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the States of Arizona, Minnesota, North Dakota, or where otherwise legally permitted via the Di Minimis Rule.  Content should not be viewed as an offer to buy or sell any of the securities mentioned or as legal or tax advice. Rise Financial Group does  not offer tax planning or legal services, but may provide references to accounting, tax services or legal providers.  You should always consult an attorney or tax professional regarding your specific legal or tax situation. Rise Financial Group is not engaged in the practice of law.  Hyperlinks on this website are provided as a convenience. We cannot be held responsible for information, services or products found on websites linked to ours.   Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.

Neither Daniel Anderson nor Rise Financial Group are associated with, endorsed or employed by the Social Security Administration or any Government agency.

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